Call Today

Very Few Veterans Know About This VA Pension Benefit: Aid and Attendance

As we get older, we all have to start thinking about the possibility of no longer being able to take care of our day-to-day activities due to the aging process. For many families, the best option is nursing home care, which can be very costly.

However, there are various ways to plan for and defray the cost of long-term care. One often overlooked option is Aid and Attendance through a VA Pension.

Many veterans are completely unaware of the fact that they qualify for Aid and Attendance.

To qualify for a VA Pension, you must be a wartime veteran. You must have served at least 90 days of active duty with at least one day during wartime, and you must have been honorably discharged. Single surviving spouses of qualifying veterans are also eligible for a VA Pension.

If you are younger than 65, you must be totally and permanently disabled to qualify. However, you do not have to be disabled if you are older than 65, and there is no disability requirement for a single surviving spouse.

To qualify, your household income must be below an annual limit, which is set by law. There are different limits for different circumstances, so you should speak with an elder law attorney about these matters to determine whether you meet the income requirements.

Aid and Attendance (A&A) is an additional benefit paid beyond regular Pension benefits.

In many cases, medical reports from doctors and hospitals are used to determine the need for Aid and Attendance, but authorization of A&A is automatic if the veteran (or veteran's spouse) is a patient in a nursing home. Authorization is also automatic if the veteran or spouse is blind or otherwise has severe visual problems.

VA Pension benefits may be just one part of your plan.

The cost of long-term care can quickly drain the value of an estate, and seniors and their families need to be aware of all available options for covering that cost. For more on creating a comprehensive estate plan, please see our recent post on long-term care and Medicaid eligibility.

No Comments

Leave a comment
Comment Information